Each participant in the NDIS receives an individualised plan, which means that only necessary funds are spent on each person. As a result, more people can acces

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• Continually reviewing the medicines available through the PBS means those that will have the greatest benefits are prioritised, which assists in keeping the s

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Under this initiative, insurers have the option of offering young people aged 18–29 a discount of up to 10 per cent for hospital cover.

individualised plan

when the doctor charges only the schedule fee. The payment is claimed directly from Medicare so there are no out-of-pocket expenses for the patient.

A second incentive is referred to as ‘Lifetime Health Cover’. People who take up private insurance after the age of 31 pay an extra 2 per cent on their premiums

The Medicare Safety Net provides extra financial assistance for those that incur significant out-of-pocket costs for Medicare services.

• the Medicare levy • the Medicare levy surcharge • general taxation.

Private health insurance is a type of insurance under which members pay a premium (or fee) in return for payment towards health-related costs not covered by Med

the amount of money that the government deems appropriate for a particular medical service or procedure

The PBS promotes access to essential medicines for low income earners by including a concessional co-payment amount.