________ is a type of financial software which helps manage banking, investing and planning. A. Time management app B. Money management app C. Financial account D. Decision making tool

________ skills are important because we hardly have enough time to do everything that we want to do. A. Time management B. Money management C. Life management D. Work management

Jack is good ________ managing his time and money. A. on B. in C. at D. about

These skills are _________ not only in job-hunting, but also in many other aspects of life.(value)

It’s my parents ________ taught me how to be responsible with money. A. that B. whom C. what D. where

One of the skills you should learn to achieve independence in the future is getting to the habit of making to-do lists every day or week.

( OPPOSITE ) Some parents think playing with bad friends is HARMFUL for their children. They may be influenced by their friends’ behaviours. A. toxic B. destructive C. painful D. innocuous

. He's managed to convince them that he’s responsible when he’s ________. A. out and about B. out and away C. out and out D. out of work

Learning how to ________ our time and money is really important for us. A. spend B. waste C. manage D. use

________ is a learning method in which students manage their own study. A. Self-motivated B. Self-directed C. Self-driving D. Self-studying

. It’s ________ my parents' trust that took a long time. A. trying B. earning C. gaining D. providing

These students need more ________ which is necessary or extremely useful to manage well in daily life. A. life skills B. communication skills C. management skills D. practical skills

Being self-confident is having a ________ in oneself. A. care B. belief C. faith D. trust