Life Insurance | Baamboozle - Baamboozle | The Most Fun Classroom Games!

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Optional add-ons to your coverage to expand or limit the coverage or benefits.

Riders

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The several ways, other than immediate payment in cash, in which a policyholder or beneficiary may choose to have policy benefits paid.

Settlement options

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heart

Other team wins 25 points!

Oops!

shark

Other team loses 20 points!

Okay!

rocket

Go to first place!

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thief

Give points!

a contract between a beneficiary and a life insurance company that pays out the policy's death benefit in a series of regular payments instead of a lump sum.

annuity

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banana

Go to last place!

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rocket

Go to first place!

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gift

Win 20 points!

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lifesaver

Give 15 points!

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when When a policy that ended due to non-payment of premiums is restored or restarted.

Reinstatement

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thief

Give points!

star

Double points!

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fairy

Take points!

baam

Lose 20 points!

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A loan a life insurance company makes to a policy owner. The security for the loan is the cash value of the owner’s policy.

Policy loan

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The practice of charging more than the regular rate for a life insurance policy because the applicant has a greater-than-average risk of death.

Rating

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a condition or situation that increases the chance of loss in an insured risk

hazard

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An insurance company representative licensed by the state who solicits and negotiates contracts of insurance, and provides service to the policyholder for the insurer.

agent

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eraser