Insurance Review | Baamboozle - Baamboozle | The Most Fun Classroom Games!

To whom does "liability" insurance pay out to?

Not you - the person you harmed who has a claim against you

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In order to purchase life insurance, you must provethat you have an ___ and would suffer financially should that death occur.

Insurable Interest (you would have less money coming in or would have to pay their funeral)

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If the damage a driver does to others exceeds the amount of auto liability coverage they have, what can happen?

They get sued for the rest

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A doctor or hospital that has contracted with your insurance company to provide care at a discounted rate.

In-network provider

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The process where an insurance company reviews your application to deny or offer life insurance coverage

Underwriting

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A percentage of the cost of your medical care that you pay after you have met your deductible.

Coinsurance

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Auto insurance coverage for things like acts of God, hail damage, etc.

Comprehensive

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baam

Lose 20 points!

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star

Double points!

Okay!

shark

Other team loses 5 points!

Okay!

banana

Go to last place!

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The person to whom your life insurance is paid when you die.

Beneficiary

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The principle that one should not GAIN from an insurance claim - just become whole again.

Indemnity

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thief

Give points!

seesaw

Swap points!

Okay!

fairy

Take points!

baam

Lose 10 points!

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trap

No points!

Oops!

magnet

Take 20 points!

Okay!

gift

Win 5 points!

Okay!

thief

Give points!

Full coverage auto insurance includes these two parts.

Comprehensive and Collision

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What does BIPD mean with regards to auto insurance?

Bodily Injury and Property Damage

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The monthly fee you pay to keep your insurance policy active.

Premium

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boom

Lose 50 points!

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shark

Other team loses 25 points!

Okay!

gift

Win 20 points!

Okay!

thief

Give points!

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