Your credit history is little to none, which makes it difficult to obtain credit moving forward.
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What is our coping skill of the day?
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โI need a credit score to get a house (loan)โ
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baam
Lose 20 points!
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Take 25 points!
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gift
Win 20 points!
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baam
Lose 25 points!
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If you want to buy a car but have a low credit score, you are more likely to get a loan with a low interest rate
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Lenders use credit scores to determine whether to grant credit and at what rate.
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โI can close an old account to boost my credit scoreโ
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โIf I make a late bill payment, itโll be stuck on my credit report for 7 years.โ
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โI canโt get my first credit card until Iโm 21, the official age of responsibility.โ
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heart
Other team wins 25 points!
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magnet
Take 20 points!
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shark
Other team loses 25 points!
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baam
Lose 20 points!
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heart
Other team wins 25 points!
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gift
Win 20 points!
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shark
Other team loses 5 points!
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baam
Lose 25 points!
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โThe more credit cards I have, the higher my credit score will be.โ
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Go to last place!
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Other team loses 15 points!
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gift
Win 25 points!
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Give points!
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Applying for multiple credit cards in a short amount of time so you can manage multiple lines of credit at the same time is a good way to improve your credit score