Taivuta be ja have -verbit seuraavasti:
1. Minรค olen / minulla on
2. Sinรค olet / sinulla on
3. Hรคn on / hรคnellรค on
4. Me olemme / meillรค on
5. Te olette / teillรค on
6. He ovat / heillรค on
1. I'm / I have
2. You are / you have
3. He/she is, he /she has
4. We are / we have
5. You are / you have
6. They are / they have